SUGURTA

SUGURTA, majmui chorabiniho baroi ba vujud ovardani fondi puli (sugurtavi) ast, ki az hisobi on vaqti ruy dodani ofati tabii, falokat, hodisai nogahoni va digar voqeahoi nokhush tavoni zarari rasida va digar mablaghoi puli pardokhta meshavad. On ba Sugurtai molu mulk (masalan, imorat, kishtukor, hayvonoti khojagii qishloq, molu amvoli khona, vositai naqliyot) va shakhsi (Sugurtai umr, salomati va qobiliyati mehnat) taqsim meshavad. Dar SSSR Sugurtai davlati navi sifatan navi Sugurtai jamiyatiyu tarikhi meboshad, ki dar natijai millikunonii on ba vujud omadaast. Rohbariyati umumii korhoi Sugurta ba uhdai Vazorati mollii SSSR guzoshta shudaast.

Tartib va sharthoi sugurta shakl va namudi on tavassuti qonunguzorii Ittifoqi RSS muayyan karda meshavad. Shaklhoi alohidai Sugurtaro qoida va dasturulamalhoi az tarafi Vazorati moliyai SSSR tasdiqshuda ba tartib medarorad. Qonunguzorii respublikahoi ittifoqi masalahoero hal mekunad, ki qonunguzorii SSSR ba ikhtiyori onho guzoshtaast. Sugurta hatmi va ikhtiyori meshavad. Sugurtashavanda uhdador meshavd, ki ba tashkiloti Sugurtai davlati sugurtapulii muqarrarshudaro suporad. Tashkiloti Sugurtai davlati, dar navbati khud, vazifadbr ast, ki hangomi ruy dodani hodisai nokhush tovoni suturtavi (dar Sugurtai molu mulk) va mablagi sugurta (dar Sugurtai shakhsi)-ro dihad.

Namudhoi muayyani molu mulki kolkhozho va korkhonahoi baynikolkhozi (masalan, hosili ziroati khojagii qishloq, chorvo, murgi khonagi, bino, inshoot, vositahoi naqliyot) va grajdanho (masalan, khona, gov) boyad hatman Sugurta shavand. Dar qonun fehristi mufassali hodisaho doda shudaast, ki zarurati Sugurta shudani molu mulkro peshbini mekunad. Mablagi tovoni sugurtaro qonun peshaki muayyan mekunad. Shartnomai Sugurta dar shakli khatti tartib doda shuda, dar shahodatnomai sugurtavii Sugurtai davlati, kvitansiya va yo hujjati sugurta darj megardad va on hukmi qonun paydo mekunad.

Sugurtai shakhsii hatmi (baroi az falokat va digar hodisahoi nokhush) bo musofironi rohi ohan, rohhoil obi (ba gayr az rohhoi atrofi shahr), naqliyoti havoi va avtomobilii istifodai umumi (ba gayr az rohhoi viloyat va respublikahoe, ki taqsimoti viloyati nadorand, rohhoi respublikavi) basta meshavad.

Dar sugurtai shakhsii ikhtiyori hayot va salomatii odamon Sugurta karda meshavad. Hangomi bastani shartnomai Sugurtai shakhsi sinnu soli grajdanho, salomatii onho va gayra banazar girifta meshavad. Shartnomai Sugurtai shakhsii ikhtiyori shaklhoi gunogun dorad.